Cleaners and Laundries program

Designed around the needs of your business with important coverages like professional liability and pollution cleanup, you can be assured your insured is protected with the best insurance value available for the garment cleaning business.

PROPERTY INSURANCE

General Loss
Protects buildings and business personal property, including computer equipment and glass, from certain losses due to fire, vandalism, theft, windstorm, water exposure or other perils.

Business Income Protection
Provides coverage for loss of earnings and/or extra expenses after a covered loss, for up to 12 months.

Accounts Receivable
Provides $25,000 coverage.

Equipment Breakdown
Covers damages related to certain equipment failure which is often not covered by warranties or property policies.

Outdoor Signs
Provides $7,500 for damage to outdoor sign caused by a covered hazard.*

Valuable Papers or Records
Provides $25,000 coverage for loss of documents, manuscripts and records, including data and media, caused by a covered hazard.*

Unexplained Disappearance
Provides coverage for items which may be lost during business.

Pollutant Cleanup and Removal
Provides $10,000 coverage per premises for cleanup and removal of pollutants often used in the cleaning process.

Money and Securities
Provides coverage for theft, disappearance, or destruction of money and securities at covered premises, at a bank, or while in transit.

L I A B I L I T Y I N S U R A N C E

General Liability
For covered acts, provides protection for damages legally owed to others as a result of business operations.

Professional Liability
Provides coverage for bodily injury and property damage caused by rendering professional services as a dry cleaner or laundry.

Tenants Liability
Pays for property damage loss, for which insured is legally liable, to premises rented to insured, up to policy limits.

Optional Coverages

• Employee Benefit Liability
• Non-owned/Hired Auto Liability
• Garagekeepers Insurance